You are injured in a slip and fall accident at a store in Paramus. The business failed to clear a spill of liquid on the floor. Let’s say that you live in Elmwood Park.
An ambulance takes you to the emergency room at Hackensack Hospital. The doctors treat your injuries. They admit you to the hospital for several days. After that, you receive therapy near your home. You also need to take prescription medicine to alleviate your pain.
Of course, you hire an experienced accident attorney local to the Elmwood Park area. He will try to get you compensation for your pain and suffering, lost wages and unreimbursed medical bills.
But, in the meantime, your prescription bills are adding up. You have a high deductible on your health insurance. So that insurance is not kicking in yet. As it happens, the store’s insurance will not pay anything until the case is settled later.
Is there anything you can do to lower your prescription drug costs right now?
PHARMACY DISCOUNT PROGRAMS MAY HELP
Fortunately, there may be. Some pharmacies offer a discount program on prescription drugs. According to an article in a recent edition of Consumer Reports on Health, Costco, Kmart, and Rite-Aid all have such programs. So do Sam’s Club, Walmart and Walgreen’s.
Interestingly, CVS apparently no longer has such a discount policy. Nonetheless, CVS does recognize third-party discount cards, such as Easy Drug Card and UNA Rx card.
Note that, with several of these programs, you must pay a membership fee to receive the applicable discount. Such pharmacies include Costco, Kmart, Sam’s Club and Walgreen’s. However, Walmart and Rite-Aid do not require you to pay any membership fee to take advantage of their discounts.
I hope that this information may be helpful to all my readers, even those who have not recently suffered an accident.
IF ALL ELSE FAILS, ASK AN ACCIDENT ATTORNEY
But if you are a recent accident victim, who suffered harm through no fault of your own, you should speak to an experienced accident attorney. He may be able to help you to not only get compensation for your injuries but also to find the means to pay for your prescriptions.